WARNING: "Wow, Was I Being Ripped Off!"
By Susan Pazak, PhD

“I still have trouble believing how much I was overpaying. And to think, this time last year I was so convinced I had such a great deal.”

“I should have been paying closer attention to the price increase.”
I was just about to sit down to dinner, when I was interrupted by a phone call from a determined salesman. He started off the conversation by asking me an interesting question. “Do you know why most people overpay for their life insurance?”

“The Bottom line is most busy people buy a policy, throw it in a drawer and forget about it.”
“But since you’ve been too busy to review your coverage you’ve probably never noticed the scheduled price increases as you get older.” In fact, when I stopped to think about it. I was curious to know if I had fallen into the same trap by not reviewing my own coverage. To tell the truth I had no idea what I was paying. Let alone, how much my rates were increasing as I got older. But instead of being stubborn. I dug out my policy and was shocked to find my prices had started to sky rocket.

“Wow! Was I being ripped off!”

O.K.! It was obvious I needed to deal with this problem. But here’s the catch. If I make a change and buy a new policy, I’ll end up being in the same boat again a year or two from now. But, what else is there to do?

“At last, an easy way without the hassle!”
I read an article in a financial magazine about some guy who cut his term life insurance cost in half. Yeah right! Give me a break. But being curious, I called the 800# to receive a free evaluation.

“I finally understood what I, (and everyone else) was doing wrong!”
The agent explained that two costly mistakes people make when buying life insurance are 1. They fail to get guaranteed level rates and 2. They fail to shop around for competitive life insurance prices. In fact, I found out that there are many quality insurance companies that specialize in offering level price policies. Some even have rates that are guaranteed to remain the same for 10, 15, 20 or 30 years. However, finding these type policies is not always easy. There are over 1,893 companies who sell life insurance. So even if you spend hours of your valuable time researching, you would probably drive yourself crazy trying to make sense of it all. Fortunately, 1A Term Life Insurance identifies those insurance companies that do offer great prices level rates and excellent quality. Better yet , the evaluation actually lists the price of ten top policies so that you can make your own comparison. Call 800/634-6934.

“Two Thumbs Up!”
“If you want to avoid overpaying for your life insurance, I advise you to call the number above. Get an eye-opening evaluation and quotation for yourself.” “After all, wouldn’t you like to know if you’re being ripped off.”

To get your free evaluation call toll free 1-800-634-6934 24 hours a day.
There is no charge for this service. And most importantly there is no obligation to buy a thing.” “I must say it’s refreshing to see that someone is finally giving the average consumer the scoop about life insurance prices.” 1A Term Life Insurance Services is an independent life insurance firm in business since 1974. For over 25 years they have been showing people across the nation how to avoid overpaying for term life insurance. The preceding story is a dramatization of the collective experiences of many of our clients.